$1,000 a month into VTI. One ticker, fixed date,
no timing, nothing to choose.
VTI shares owned
0.0000
This number only goes up. It is the core of the plan.
Months invested
0
of 120 planned
Total deposited
$0.00
last: —
Discipline
On schedule.
Cost paid to get invested
—
nothing deposited yet
Average cost per share
—
nothing bought yet
Dividends received
$0.00
VTI pays about 1.07% a year, quarterly. It arrives as cash
and is not reinvested automatically — add it to the next month's purchase.
Every contribution
No contributions recorded yet.
Why we index
The first stock-picking screen was tested once, on 70 months of data it had never seen. It returned +9.73% a year against VOO's +14.17%. It lost, and so did the two rules tested after it, so the money is indexed — every one of those rules was written down before it was tested.
Screens tested so far: 1.
Counting them is what stops us from trying rules until one looks good by luck.