Monthly review

$800 into VTI, $200 into the dividend sleeve. Fixed date, no timing.
VTI shares owned
0.0000
This number only goes up. It is the core of the plan.
Months invested
0
of 120 planned
Total deposited
$0.00
last: —
Discipline
On schedule.
Sleeve holdings: —
Put into the sleeve so far: $0.00 — this part can go to zero.
Buy in August 2026
Core — cannot go to zero
VTI$800.00
Sleeve — $200.00 across 4 names, this part can go to zero
GRMN$50.00 · 1.55% yield
INTU$50.00 · 1.53% yield
DHI$50.00 · 1.19% yield
RMD$50.00 · 1.18% yield
Screen ran on 2026-07-01 data, the most recent close available.
Turned away by the rule · 41 companies
Adividend cut within 5 years
AITnot sold by the broker
AMATyield 0.37% at or below the median 0.93%
AZZnot sold by the broker
BF-Anot sold by the broker
BF-Bpayout ratio 61% at or above 60%
BMInot sold by the broker
BROnot sold by the broker
CALMnot sold by the broker
CNSnot sold by the broker
CRnot sold by the broker
CRSnot sold by the broker
EOGdividend cut within 5 years
FSSnot sold by the broker
GNTXnot sold by the broker
GOOGyield 0.26% at or below the median 0.93%
GOOGLyield 0.26% at or below the median 0.93%
HWKNnot sold by the broker
IDCCnot sold by the broker
INGRnot sold by the broker
JCIdividend cut within 5 years
JOEnot sold by the broker
LRCXyield 0.36% at or below the median 0.93%
MCRInot sold by the broker
MKTXnot sold by the broker
MLInot sold by the broker
MPWRnot sold by the broker
MSFTyield 0.91% at or below the median 0.93%
MWAnot sold by the broker
NEMdividend cut within 5 years
NEMCLnot sold by the broker
NVDAyield 0.14% at or below the median 0.93%
ODFLyield 0.50% at or below the median 0.93%
PHMyield 0.77% at or below the median 0.93%
PIPRnot sold by the broker
POWLnot sold by the broker
SEICnot sold by the broker
TOLnot sold by the broker
UInot sold by the broker
WDCyield 0.10% at or below the median 0.93%
WDFCnot sold by the broker
Shown with the rule that decided. A screen that rejects nothing is not a screen.
Cost paid to get invested
—
nothing deposited yet
Average cost per share
—
nothing bought yet
Every contribution
No contributions recorded yet.
Why we index most of it

The first stock-picking screen was tested once, on 70 months of data it had never seen. It returned +9.73% a year against VOO's +14.17%. It lost, so most of the money is indexed — that rule was written down before the test was run.

Screens tested so far: 2. Counting them is what stops us from trying rules until one looks good by luck.